For the safety of all participants, Hanyang University provides complimentary group insurance to all HIWS 2026 participants during the program period. All participants will be automatically enrolled, so no separate application or insurance document submission is required.
Group Insurance
- Provider: DB Insurance
- Free of charge for all HISS participants, Automatically arranged by Hanyang University
- Covers the official HIWS program period, No separate application or proof of insurance required
Important Notice
The HIWS Group Insurance provides basic coverage for accidents and medical treatment during the program, subject to the terms and limits of the policy. Please refer to the coverage table below for detailed benefits and coverage limits. Students who would like additional coverage are encouraged to purchase their own travel or health insurance.
| Types of Coverage | Coverage Limits |
| Accidental Death & Disability | 50,000,000 KRW |
| Sickness Death & Disability | 10,000,000 KRW |
| Medical Expenses in Korea (Hospitalization: Accident & Sickness) | 50,000,000 KRW |
| Medical Expenses in Korea (Outpatient: Accident & Sickness including prescription medicine per one-day) | 200,000 KRW |
| Liability (Deductible KRW 20,000) | 10,000,000 KRW |
| Evacuation / Repatriation | 10,000,000 KRW |
| [Non-Benefit] Manipulation Therapy Expenses [Non-Benefit] Injection Therapy Expenses [Non-Benefit] MRI/MRA Imaging Diagnosis Expenses | 3,500,000 KRW
2,500,000 KRW 3,000,000 KRW |

